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22Forester with $4,000 down, you might pay $300 per month for the car. If you were to buy the same car with $3,000 down, you would pay closer to $400 per month. Over a three-year lease, that’s $3,600 — a big sav-ings. But after your lease is over, you have to give the car back. If you want to keep driving, you’ll either have to put another down-payment on another lease, or, if you have the option to buy the car, you’ll have to pay thousands of dollars to purchase the vehicle — dollars that won’t be spread out in more manageable monthly payments. Many people want to lease because they can drive a more upmarket car than they might oth-erwise be able to afford. For example, if your monthly budget allowed you to spend $300 on a car, you might be able to lease a brand new Ford Explorer. For the same price, you might have to buy an Explorer that was two or three years old with 50,000 miles, or buy a new but considerably less expensive make and model. A lease, therefore, allows you to drive the latest models of more expensive cars. But when your lease is over, you will have to return that Explorer. Whatever car you can afford to buy, you get to keep it, and it will always have a resell or trade-in value if you want to later upgrade to a newer car.Furthermore, people who lease cars are often shocked and appalled by how much they must pay when the lease is over. Most leases limit you to a certain number of miles, and if you go over that allotment, you must pay for each mile. As a result, at the end of a lease, you may end up paying thousands of dollars in mileage fees. For example, if your lease covers you for 25,000 miles over three years, but you drive 40,000, that’s an extra 15,000 miles. At $.11 per mile, that’s $1,650 you’ll have to pay. And you still won’t have a car. In addition, when you lease, you still have to pay for regular maintenance and repairs to the vehicle. Since you must return the car when your lease expires, you are paying to repair someone ...